XRP News Today: XRP ETFs Connect Cryptocurrency and Wall Street Through Structured Income Approaches

The cryptocurrency sector is experiencing a notable increase in XRP-focused investment vehicles, with two new exchange-traded funds (ETFs) launching to leverage the digital asset’s prominence in international payments. Amplify ETFs introduced the Amplify

3% Monthly Premium Income ETF (XRPM) on November 18, 2025, while for the largest opening day trading volume among all 2025 ETF launches, hitting $58 million. The debut of these funds highlights the increasing interest from both institutions and individual investors in XRP, which ranks as the fourth-largest cryptocurrency by market value, even as it faces .

XRPM utilizes an options-based approach to produce income while maintaining exposure to XRP’s price changes. The ETF

by selling weekly out-of-the-money call options on part of its holdings, with the goal of providing a 3% monthly payout. The strategy divides the fund into two parts: a covered call allocation (30–60%) to collect premium income, and a long-only allocation (40–70%) to preserve unlimited upside. that the ETF serves as a bridge between traditional finance and crypto by delivering “structured, compliance-ready access to XRP’s growth prospects.”

At the same time, Canary Capital’s

, which launched on November 12, under management on its first day, despite XRP’s price dropping 7.8% to $2.30. , the ETF’s strong start highlights XRP’s attractiveness to both retail and institutional buyers, thanks to its established use in cross-border payments and tokenized assets. However, the price decline reflected a broader market downturn, as . to excessive leverage and technical breakdowns, but XRP’s 230.7% gain since the start of the year points to its underlying strength.

XRPM’s two-pronged strategy is illustrated in a structured chart that details how the fund divides its exposure between premium-generating covered calls and pure long-only positions in XRP.

The chart also displays the anticipated monthly premium yield and the potential for gains from XRP’s price appreciation.

To gain deeper insight into the performance of these ETFs and XRP itself, a data visualization of price trends can be created. This would assist in evaluating how closely the ETFs mirror XRP’s price action and the related RSI indicators, which may point to overbought or oversold conditions.

Experts remain split on XRP’s short-term outlook.

a possible consolidation period, with bulls needing to protect the $2.20 support to spark a move toward $2.60. that XRP ETFs could bring in $4–$8 billion in institutional investments during their first year, taking advantage of low market liquidity to magnify price shifts. Meanwhile, have surpassed $4.2 billion over the past three weeks, signaling a shift in investor interest toward alternative coins such as XRP and .

As the XRP ecosystem grows, these new ETFs mark a step toward a more mature market, where regulated products connect the volatility of crypto with traditional finance’s appetite for income and capital growth. Nonetheless, obstacles persist, including regulatory ambiguity and XRP’s inherent price volatility.

a structured approach to navigating these factors, positioning XRP as a significant contender in the global payments arena.