Circle plans on-chain refund protocol for Arc blockchain
Key Takeaways
- Circle plans to launch an on-chain refund protocol for its Arc blockchain to address fraud and compliance issues in stablecoin transactions.
- The Refund Protocol will use escrow and arbiter-resolved refunds to let treasury teams and banks manage disputes fully on-chain.
Share this article
Circle plans to introduce an on-chain refund protocol for its Arc blockchain to address fraud and compliance issues in stablecoin transactions.
The Refund Protocol will hold disputed payments in escrow and enable arbiter-resolved refunds, providing a mechanism for treasury teams and banks to manage transaction disputes directly on-chain.
Arc was introduced in August 2025 as an enterprise-grade Layer-1 blockchain designed for stablecoin-powered payments, foreign exchange, and capital markets. The network emphasizes regulatory compliance while enabling instant USDC settlements for financial institutions.
In early September 2025, Circle partnered with Fireblocks to integrate Arc with the Fireblocks Network and Circle Payments Network. The collaboration aims to accelerate USDC adoption among banks through compliance-first dispute resolution tools.
The refund mechanism addresses growing institutional demand for on-chain payment infrastructure that matches traditional banking fraud protections. Treasury teams have increasingly adopted stablecoin infrastructure for payroll and settlement operations, creating a need for dispute resolution capabilities.
Share this article
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Connecting NFTs with DeFi: PunkStrategy’s Liquidity-Fueled $70 Million Growth
- PunkStrategy's PNKSTR token surged to $70M valuation via 10% fees funding NFT buybacks and deflation, with a whale earning $2.1M from 3% supply ownership. - TokenWorks allocates 80% fees to NFT acquisitions (e.g., CryptoPunks), 10% to token burns, and expands to BAYC/Pudgy Penguins via NFTStrategy tokens. - The model bridges NFT liquidity gaps but faces risks like whale concentration and blue-chip demand volatility, with dynamic fees now deterring arbitrage after initial exploits. - Critics warn tokeniza
Bank of England Supports Tokenized Deposits to Mitigate Stablecoin Threats
- UK banks including HSBC and Barclays launch tokenized deposit pilot to modernize financial infrastructure via blockchain, supported by UK Finance and the Bank of England. - Bank of England Governor Andrew Bailey prioritizes tokenized deposits over stablecoins, citing systemic risks from unregulated digital currencies and emphasizing banking system stability. - PunkStrategy's tokenized NFT model saw $21M valuation surge by linking trading fees to CryptoPunk NFTs, but analysts warn of speculative risks ami
Vanguard’s Move Confirms Crypto as a Mainstream Investment Category
- Vanguard, the world’s second-largest asset manager, is considering offering U.S. clients access to third-party crypto ETFs for the first time, signaling a shift from its conservative stance. - Driven by surging demand, regulatory clarity, and new leadership, the move aims to legitimize crypto as an asset class while mitigating risks through third-party products. - This could boost liquidity in Bitcoin and Ethereum, intensify competition with firms like BlackRock, and accelerate institutional adoption of
TOWNS drops 12.32% over 24 hours as selling pressure persists
- TOWNS token fell 12.32% in 24 hours to $0.809, with 4123.19% annual decline showing extreme bearish momentum. - Technical indicators confirm prolonged weakness: RSI remains oversold, MACD signals bearish crossover, and price stays below key moving averages. - Proposed backtesting strategy uses 20/50-day MA and RSI thresholds to identify potential rebounds or continuation of downward trend. - Analysts warn of continued sideways/downward trading until market catalysts emerge to reverse severe long-term bea
Trending news
MoreCrypto prices
More
