• Chainlink could benefit from Aave’s expanding user base and capital inflows, reinforcing its importance as a core DeFi oracle provider.
  • Chainlink may experience short-term volatility, but increased protocol usage from Aave’s savings app supports a bullish medium-term outlook.

Aave Labs is launching a new savings app that feels like a direct challenge to traditional banks and high-yield fintech. The app promises impressive yields and in some functioning as a hybrid neobank, designed to attract everyday savers frustrated with stagnant bank rates, which is currently hover around about 0.4% nationally.

Announced on November 17, 2025, and now available via waitlist on Apple’s App Store, the app integrates seamless fiat on-ramps with DeFi’s high-yield mechanics. Users earn a base of annual percentage yield (APY) of 5%, which can climb to 9% throughout simple incentives.

Previously, Crypto News Flash (CNF) highlighted that Aave Horizon had have integrated with Chainlink SmartData for institutional DeFi lending. On X, Aave founder and CEO Stani Kulechov shared the launch with enthusiasm:

Say hello to the Aave app. We are simplifying access to DeFi for everyday users—deposit from your bank, earn up to 9% APY compounded every second, and watch your savings grow without the hassle of crypto wallets or exchanges. Waitlist is open; join the savings revolution today.

Up till now, interest on the app accrues 24/7, powered by the Aave lending protocol. The base rate starts at 5% per year, with additional “rate boosts” available through inviting friends, setting up automatic deposits, or completing KYC verification. As shown in a tweet.

Introducing Aave App, a smarter way to save. pic.twitter.com/HaseIjnWW5

— Aave (@aave) November 17, 2025

Market Implications for Chainlink (LINK) Amid Aave’s Expansion

As the Aave’s new savings app, offering a 5% base rating and support 12,000 banks and debit cards, could indirectly benefit Chainlink. Since Aave relies on Chainlink’s oracle infrastructure for over-collateralized lending and real-world asset tokenization, the increased capital flowing into the protocol may drive higher demand for LINK’s services.

Moreover, as the analysts suggest that as Aave attracts both retail and institutional users seeking safer DeFi returns, LINK’s role as a core oracle provider becomes increasingly critical, strengthening its ecosystem position and potential value.

However, the upside is not guaranteed. If the app struggles to scale or if broader market sentiment turns risk-off, the influx of deposits may not translate into proportional oracle usage. Regulatory hurdles or integration delays could also limit LINK’s short-term gains.

At the time of writing, AAVE is trading at the price of $168.57 with a decrease of 3.58% in the past 24 hours, and 26.57% in the past week. While, Chainlink (LINK) is trading at $13.38, reflecting a 3.18% decrease in the past day and 19.62% over the past week.

Nevertheless, while the setup leaning bullish due to Aave’s 5% base savings app driving greater DeFi activity, LINK’s price growth depending on real-world adoption and protocol demand for oracle services. See LINK price chart below.

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