Bitget App
Trade smarter
Buy cryptoMarketsTradeFuturesEarnSquareMore
Bitcoin Is Falling, But Don't Call It a Bear Market Yet? Digitap's ($TAP) $2M Raise Proves Banking Bull Run is Just Starting

Bitcoin Is Falling, But Don't Call It a Bear Market Yet? Digitap's ($TAP) $2M Raise Proves Banking Bull Run is Just Starting

CryptodailyCryptodaily2025/11/19 16:00
By:CryptoDaily

Bitcoin dropped like a stone through the 50-week moving average—the key support level throughout this entire bull cycle—and then dropped below $92,000.  Fear and Greed is at 11 (Extreme Fear) , and most investors are wondering if the bull market is over.

Yet while majors display huge weakness, fresh money keeps marching into PayFi tokens like Digitap ($TAP) . This omni-banking app has already crossed $2 million, signalling that the banking bull run is just starting.

Asset selection is more important than ever, and while investors don’t want to buy overvalued layer one blockchains, they do want to buy projects at bargain prices that offer daily utility. That’s why Digitap is flying despite the bearish trend, and $TAP could even be the best crypto to buy now before 2026 starts. 

Is BTC Entering a New Bear Market? 

BTC’s loss of the 50-week moving average has soured sentiment dramatically. Some analysts are screaming that it is over and BTC will now continue trending downward, likely bottoming out at the prior cycle top ($69,000), while even more bearish analysts aim for $54,000.

While other analysts claim this is a standard bull market correction . Only time will tell who is correct, but the current biggest downside BTC faces is panic selling. BTC is disproportionately influenced by the profitability of the most recent holders, in this cycle, institutions. These buyers are the fresh capital, and when they are in profit, it builds confidence. The reverse is also true.

Realistically, bulls need to step in soon, but with long-term bullish structure broken and markets chopping, most traders and investors would be better off waiting on the sidelines until the market chooses a new direction.

But there is always a bull market somewhere, and PayFi tokens are skyrocketing in these conditions. Payments are non-cyclical and market agnostic. Regardless of equity prices, payroll, remittance, and cross-border transactions still need to happen, and that’s why Digitap’s tokens are gaining traction in the current conditions. 

What Digitap Is Building: An Omni-Bank 

Digitap presents the world’s first omni-bank: a single money environment where fiat and crypto coexist. The app is live today on iOS and Android, and anyone can sign up for a Visa card, virtual and physical issuance, to start spending crypto with millions of merchants daily.

Non-KYC sign is available, and the cards integrate day one with Apple Pay and Google Pay. But the reason Digitap has shot past $2 million is because of its multi-architecture that can settle transactions on public blockchains or established banking corridors. This interoperability between the two financial systems is how Digitap creates value. Users can instantly swap from crypto to fiat on the platform—very useful in the current bearish conditions.

Thanks to this design, Digitap is ready to disrupt cross-border payment providers, and with the platform using stablecoins that settle in minutes for less than 1%, the advantage is clear against traditional providers who charge on average 6.4% with days-long settlement times. The end result is a user interface that feels like a polished neobank, with all the security of traditional banking, and all the speed of crypto. Balances move faster, and users pay lower fees. 

“Revolut Meets Binance”—Is $TAP the Best Crypto to Buy in November? 

Digitap offers a multi-currency fiat account, multi-chain wallet, instant crypto-fiat conversion, and crypto spending via a Visa card today. Even the tokenomics model is purpose-built to drive growth.

While BTC has and majors have printed lower lows, $TAP continues to fly up 150% from its original price of $0.0125. Investors who buy today also receive a big discount from its confirmed listing price of $0.14. But the reason $TAP ranks among the best cryptos for November is because of its flywheel. 50% of platform profits are used to burn $TAP and reward stakers. This flywheel means more adoption leads to greater buying pressure.

Right now, with markets flipping bearish, large caps are overvalued, and the early-stage consumer finance apps present a much better ROI. The banking bull run is only just starting, and it is no wonder Digitap ranks as a leading altcoin currently. 

Discover how Digitap is unifying cash and crypto by checking out their project.

0

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

PoolX: Earn new token airdrops
Lock your assets and earn 10%+ APR
Lock now!

You may also like

Bitcoin Update: Federal Reserve Postponements and $1.2 Billion ETF Withdrawals Trigger 26% Drop in Bitcoin Value

- Bitcoin falls 26% to $83,000 amid Fed's delayed rate-cut timeline and $1.2B ETF outflows, marking its longest losing streak since 2024. - Analysts warn of structural risks, with Bloomberg's Mike McGlone projecting a potential $10,000 drop and Cathie Wood revising bullish 2030 forecasts. - Market volatility intensifies as JPMorgan's index exclusion proposal sparks crypto sector backlash and S&P 500 defensive sector shifts highlight interconnected risks. - Fed's December rate-cut speculation and upcoming i

Bitget-RWA2025/11/24 05:38
Bitcoin Update: Federal Reserve Postponements and $1.2 Billion ETF Withdrawals Trigger 26% Drop in Bitcoin Value

Solana News Update: Foundations of Blockchain: Three Alternative Coins Powering the Upcoming Wave of Innovation

- Analysts highlight Solana (SOL), Cardano (ADA), and Polkadot (DOT) as top altcoins poised for growth amid institutional adoption and macroeconomic shifts. - Solana's high-speed blockchain and recent Solana Pay upgrades attract DeFi and institutional interest, while Cardano's Vasil hard fork improves smart contract efficiency and reduces fees. - Polkadot's Ethereum Virtual Machine integration and decentralized governance model position it as a key player in blockchain interoperability and innovation. - De

Bitget-RWA2025/11/24 05:38
Solana News Update: Foundations of Blockchain: Three Alternative Coins Powering the Upcoming Wave of Innovation

Ethereum Updates Today: Advancements and Oversight Intersect in the Changing Cryptocurrency Scene

- Coinbase acquires Vector to expand Solana integration, aiming to enhance DEX capabilities with real-time asset detection and 24/7 on-chain trading. - NFT innovation and regulation collide as Immutable partners with AlwaysGeeky Games and UK authorities investigate a £21M NFT-based crypto fraud scheme. - Ethereum faces liquidity challenges but sees growth in institutional RWA tokenization, while Bitcoin's dominance rises amid a declining ETH/BTC ratio. - WhiteBIT bridges crypto and traditional finance thro

Bitget-RWA2025/11/24 05:38
Ethereum Updates Today: Advancements and Oversight Intersect in the Changing Cryptocurrency Scene

Bitcoin News Update: Ongoing Withdrawal of U.S. Institutions Drives Bitcoin Premium to 25 Consecutive Days in the Red

- Coinbase's Bitcoin premium index hits 25-day negative streak (-0.0509% as of Nov 2025), reflecting U.S. selling pressure and ETF outflows. - BlackRock's IBIT sees $523M single-day redemptions, part of $3.79B monthly exodus from U.S. Bitcoin ETFs, exacerbating market weakness. - Bitcoin falls 36% from October peak to $84,000, while Coinbase acquires Solana-based Vector to expand DEX offerings amid market turmoil. - Analysts debate implications: $238M ETF inflow seen as potential capitulation, but structur

Bitget-RWA2025/11/24 05:38
Bitcoin News Update: Ongoing Withdrawal of U.S. Institutions Drives Bitcoin Premium to 25 Consecutive Days in the Red