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Bitcoin News Update: Major Investors Balance the Opportunities and Risks of Cryptocurrency

Bitcoin News Update: Major Investors Balance the Opportunities and Risks of Cryptocurrency

Bitget-RWA2025/11/23 02:50
By:Bitget-RWA

- BlackRock and institutional investors cautiously navigate Bitcoin/stablecoin adoption, balancing innovation with regulatory and volatility risks. - Stablecoins processed $9 trillion in 2025 payments, driven by cross-border efficiency and U.S. Treasury's GENIUS Act regulatory framework. - BlackRock manages Circle's $200B stablecoin reserves while enabling U.S. banks to hold crypto under OCC guidelines for controlled experimentation. - Hybrid financial systems emerge as Deutsche Börse and JPMorgan integrat

The global financial sector is undergoing a major transformation as

and stablecoin payment systems become increasingly popular, though leading institutions such as are still proceeding with caution. Although clearer regulations and improved infrastructure are driving adoption, clients of asset managers like BlackRock are carefully considering the risks and rewards of using digital assets for international payments and treasury operations.

Recent trends underscore the expanding influence of stablecoins in transforming financial networks. In 2025,

, marking an 87% rise from the previous year. Major platforms such as Stripe, , and Shopify have adopted blockchain technology to reduce costs and speed up settlements for cross-border payments. The GENIUS Act, enacted by the U.S. Treasury in June 2025, introduced the first nationwide regulatory framework for stablecoin issuers, encouraging more institutions to participate.
Bitcoin News Update: Major Investors Balance the Opportunities and Risks of Cryptocurrency image 0
BlackRock, which oversees reserves for Circle’s stablecoin platform, has for these digital currencies, backing them with U.S. Treasuries and cash to maintain liquidity.

Nevertheless, BlackRock’s clientele remains cautious. The company’s recent move to permit U.S. banks to hold Bitcoin and

for blockchain transaction fees, in line with Office of the Comptroller of the Currency (OCC) rules, toward controlled trials. Still, institutional investors are hesitant due to concerns about price swings and unclear regulations. For example, Abu Dhabi’s Mubadala Investment Company, which before the 2025 crypto downturn, illustrates the careful optimism of sovereign wealth funds as they navigate the uncertainties of digital assets.

The introduction of the Bitcoin for America Act in November 2025

between embracing innovation and exercising caution. This legislation, which permits tax payments in Bitcoin and creates a Strategic Bitcoin Reserve, is seen as a move to update the U.S. financial system. However, BlackRock’s clients—including pension funds and endowments—are closely evaluating whether Bitcoin can serve as a reliable store of value over the long term. pointed out that while Bitcoin’s limited supply and liquidity match traditional store-of-value standards, its price volatility and regulatory uncertainties still hinder widespread institutional use.

At the same time, partnerships between established financial institutions and blockchain providers are gaining ground.

with Société Générale’s SG Forge to bring stablecoins into securities processing, and of a deposit token on Coinbase’s Base blockchain, both point to a move toward blended financial systems. These initiatives seek to harness blockchain’s advantages while staying compliant with current regulations—a balance that BlackRock’s clients are eager to maintain.

However, the road ahead is not without obstacles. While the use of stablecoins for remittances and business payments has grown rapidly, issues such as cybersecurity, asset custody, and international regulatory consistency remain unresolved.

demonstrates the firm’s preparedness, but its clients are expected to favor a gradual approach rather than making bold moves.

As the industry adapts to these changes, the balance between innovation and caution will shape the future of Bitcoin and stablecoin integration. For now, BlackRock’s prudent strategy reflects the broader mood among institutions: hopeful, yet careful.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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