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Stellar News Today: While privacy coins face setbacks, Stellar's compliance-oriented technology drives expansion in international transactions

Stellar News Today: While privacy coins face setbacks, Stellar's compliance-oriented technology drives expansion in international transactions

Bitget-RWA2025/11/25 12:40
By:Bitget-RWA

- Stellar (XLM) emerges as top growth candidate with $169M TVL, 5,000 TPS scalability, and partnerships with Archax/Franklin Templeton. - Zcash (ZEC) gains institutional traction via Cypherpunk's $150M investment but faces regulatory scrutiny over privacy features. - Chainlink (LINK) strengthens DeFi infrastructure but struggles with 30% futures open interest drop and whale selling pressure. - XLM's regulatory alignment (AM Best "A" rating) and cross-border payment focus position it to outperform privacy c

The shifting landscape of the cryptocurrency sector is bringing attention to three notable projects—Zcash (ZEC),

(LINK), and (XLM)—each striving to lead within their specialized domains. Zcash is recognized for its privacy features and growing institutional use, Chainlink is establishing itself as a backbone for decentralized finance (DeFi), and Stellar is making strides in the realm of international payments. Yet, only one of these contenders seems primed for significant expansion, fueled by favorable regulations, key alliances, and technological progress.

Institutional enthusiasm has recently propelled Zcash’s momentum. Cypherpunk Technologies, a prominent crypto investment firm,

of the total circulating supply, purchasing $150 million in , a move that demonstrates strong faith in the privacy-focused asset. This comes on the heels of the U.S. Securities and Exchange Commission (SEC) scheduling a roundtable on crypto privacy for December 15, highlighting both regulatory attention and the possibility of greater acceptance for privacy coins like Zcash. Nevertheless, Zcash’s future depends on its ability to balance privacy with regulatory requirements—a delicate act that could limit its adoption if stricter rules are enforced.

Chainlink is further reinforcing its reputation as the leading

provider for DeFi applications. and DataLink to deliver up-to-the-minute price data, improving the dependability of perpetual futures trading. Despite these advancements, LINK’s market performance has been inconsistent. over the past three months, and open interest in futures has decreased by 30% to $510.3 million, indicating reduced speculative activity. Experts point out that while Chainlink’s infrastructure is vital for the tokenized finance ecosystem, its price must break out of a downward trend to challenge resistance at $14 and $17. Although institutional involvement could help counteract short-term selling, ongoing economic uncertainty clouds the outlook for sustained growth.

Stellar News Today: While privacy coins face setbacks, Stellar's compliance-oriented technology drives expansion in international transactions image 0

Stellar (XLM) is gaining momentum as a solution for cross-border payments. The platform’s Total Value Locked (TVL)

in November 2025, thanks to collaborations with organizations like Archax and Franklin Templeton, which leverage Stellar for tokenized assets and efficient settlements. The Protocol 23 upgrade for XLM, to 5,000 transactions per second (TPS), further enhances its attractiveness to institutional users. Although XLM’s market capitalization ($11.6 billion) is still much lower than XRP’s ($140 billion), of a 23% surge to $0.292. Stellar’s commitment to regulatory standards, , also strengthens its position as regulations tighten.

Although both Zcash and Chainlink present strong cases, Stellar’s combination of institutional partnerships, regulatory compliance, and technical enhancements sets it apart as the most likely to experience substantial growth. The international payments industry, expected to grow alongside global remittances and the evolution of decentralized finance, provides a clear application for

. In contrast, Zcash’s privacy-oriented approach faces regulatory challenges, and Chainlink’s price instability mirrors broader market concerns. As Stellar continues to attract major clients and achieve technical breakthroughs, XLM could see gains similar to its 2021 rally, especially if institutional demand picks up in 2026.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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