Bitget Simple Earn Fixed: Earn Higher Returns with Locked Deposits

[Estimated Reading Time: 3 mins]

Bitget Simple Earn Fixed allows you to earn passive income on your idle crypto assets with higher returns over a set period. Unlike Simple Earn Flexible, which lets you withdraw anytime, Simple Earn Fixed locks your assets for a fixed duration in exchange for better interest rates.

This guide explains how Bitget Simple Earn Fixed works, its benefits, and how to get started.

What is Bitget Simple Earn Fixed?

Bitget Simple Earn Fixed is a fixed-term product that offers users higher yields compared to Simple Earn Flexible products. You can lock your idle crypto assets for a fixed term, such as 30 or 60 days, to earn stable returns.

Key Benefits

• Low risk – Your principal is secure, and yields are paid in the same asset.

• High ROI – Earn better returns than Simple Earn Flexible.

• Diverse investment solutions – Choose from available options such as 7, 14, 30, or 60 days, depending on the asset.

Once subscribed, your funds are locked in your Simple Earn Fixed account, and interest accrual begins the next day (D+1).

How to Subscribe to Bitget Simple Earn Fixed?

Step 1: Access Bitget Simple Earn Fixed

• On the web: Click Earn in the top navigation bar, then select Simple Earn.

• On the app: Tap the user icon in the top-left corner, select Earn from the quick access section, and then tap Simple Earn.

Step 2: Choose Your Simple Earn Fixed Plan

1. Select your preferred asset from the Simple Earn Fixed options.

2. Choose a lock-up period based on the available options for your selected asset (e.g., 7, 14, or 30 days).

3. Click Subscribe.

Step 3: Confirm Your Subscription

1. Enter your investment amount.

2. Review the estimated APR and lock-up details.

3. Agree to the terms and click Confirm.

Step 4: Track & Manage Your Subscription

• View your active subscriptions under Simple Earn Records in the Earn section.

• At maturity, your funds and earned interest will be automatically credited to your Spot account.

How does Bitget Simple Earn Fixed work?

Interest Calculation & Payouts

Interest is calculated from D+1 (the day after subscription). There are two payout options:

• Daily payouts – Interest is credited to your Spot account every day.

• End-of-term payouts – Interest is credited in full at the end of the lock-up period.

Redemption & Early Withdrawal

• At maturity, your principal and earned interest are automatically returned to your Spot account.

• Some Simple Earn Fixed products allow early redemption, but a penalty fee may apply.

• Subscription terms may vary by asset, so always check the details before subscribing.

Formula for Total Interest Calculation: Total Interest = Subscription Amount × APR × Lock-up Days ÷ 365

Example:

If you subscribe 1,000 USDT to a 30-day Simple Earn Fixed plan with an 8% APR: 1,000 × 8% × 30 ÷ 365 = 6.57 USDT At the end of the term, you will receive 1,006.57 USDT (principal + interest).

FAQs

1. When does interest start accruing for my Simple Earn Fixed subscription?

Interest starts the day after you subscribe (D+1).

2. Can I withdraw my funds before the lock-up period ends?

Some Simple Earn Fixed products allow early redemption, but a penalty may apply.

3. What happens when my Simple Earn Fixed plan matures?

Your principal and interest will be automatically returned to your Spot account.

4. Is my initial deposit safe?

Yes, your principal is guaranteed, and you will receive it back at the end of the term.